Property Tax Proration VA Guidelines: Credits, Cash Back, and Cash to Close
Property tax proration VA guidelines help determine how unpaid or prepaid property taxes are divided between the buyer and seller…
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Can You Get Cash Back at Closing on a VA Loan?
On a VA purchase loan, you generally cannot receive extra cash from the loan proceeds. You may, however, receive a…
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Common VA Overlays: VA Guidelines vs Lender Requirements
Common VA Overlays: VA Guidelines vs. Lender Requirements Common VA overlays are rules that lenders add on top of the…
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VA Loans | Compensating Factors | High Debt To Income Ratio | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
VA Loans With No Credit Scores: 2026 Guidelines
This guide covers VA loans with no credit scores in detail and examines the DTI (Debt-to-Income) requirements. VA loans stand…
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Mortgage Guidelines After High School: Can You Buy With a New Job?
Mortgage guidelines after high school vary by loan program. You may qualify soon after graduation without two years on the…
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VA Credit Dispute Guidelines for Disputed Accounts
A VA credit dispute does not automatically disqualify a borrower from getting a VA loan. VA does not have a…
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Mortgage After Bankruptcy and Foreclosure | Automated Underwriting System | Conventional Loans | FHA Loans | Manual Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | USDA Loans | VA Loans | Videos
Chapter 13 Trustee Mortgage Approval | FHA, VA & USDA
Securing a mortgage is still within reach, even if your Chapter 13 bankruptcy is ongoing. You do not always have…
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How to Improve Credit to Qualify for VA Loans
How to Improve Credit to Qualify for VA Loans in 2026 How to increase credit to become eligible for a…
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Bad Credit Mortgages | Automated Underwriting System | Charge Off Accounts | Collection Accounts | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos
FHA Loans vs VA Loans: Which Mortgage Is Better for You?
In this article, we will be comparing FHA loans vs VA loans. VA loans are by far the best mortgage…
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High-Balance Mortgage Loans
High-balance mortgage loans help qualified borrowers finance more expensive homes, but FHA, VA, and conforming programs define “high balance” differently….
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Buying a House While in Chapter 13 Bankruptcy
Can you buy a house while in Chapter 13 bankruptcy? Yes, buying a house while in Chapter 13 bankruptcy is…
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Modular Homes: Mortgage Options and Borrower Qualifications
This guide covers modular homes. We will answer the question of can you get a mortgage on modular homes? Yes,…
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VA Loans with Under 620 Credit Scores Guidelines
In this article, we will discuss and explain the guidelines for VA loans with credit scores under 620. VA loans…
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Credit Scores Required for FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
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VA Cash-Out Refinance Mortgage Loans: Unlock Equity
How does a VA cash-out refinance work? A VA cash-out refinance replaces your current mortgage with a new VA-backed loan…
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Videos | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans
VA Loans With Bad Credit in Tennessee
VA loans with bad credit in Tennessee may be available, even when a borrower has a low credit score. The…
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VA Loans | High Debt To Income Ratio | Home Mortgages | Income And Employment | Manual Underwriting | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Videos
VA Loan Residual Income Guidelines for Homebuyers
Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
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Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
DTI Manual Underwriting Guidelines on FHA and VA Loans If a computer system says “no” to your mortgage because your…
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Student Loans | Conventional Loans | FHA Loans | High Debt To Income Ratio | Mortgage Processing And Underwriting | USDA Loans | VA Loans | Videos
Income-Based Repayment Student Loan Mortgage Guidelines
Features of Student Loan Mortgage Programs and Income-Based Repayment Plans Income-Based Repayment plans can help make federal student loan payments…
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VA Loans in Ohio With Bad Credit and No Lender Overlays
Eligible veterans, active-duty service members, and qualifying surviving spouses may be able to obtain VA loans in Ohio borrowers can…
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VA Mortgage Process: From Preapproval to Closing
The VA mortgage process begins with confirming eligibility and obtaining a Certificate of Eligibility, followed by loan preapproval, finding a…
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VA Loan Co-Borrower Guidelines: Who Can Apply With a Veteran?
A veteran may apply for a VA loan with a spouse, another eligible Veteran, or, in some cases, a non-Veteran…
